Insurance

Insurance

The truth is that the cost of not being insured can be far greater than the cost of insurance. At Ingram Financial Group, our long-term relationships and discount rates with multiple carriers worldwide enable us to offer the best individual and business coverage at the best prices.

Insurance is one of those things you hope you never need, but when you do, you want to make sure it's the right coverage to ease your troubles and your mind. Ingram's Insurance Division is here to make sure you and your wealth are safeguarded against life's unexpected events. We assist individuals and small businesses with an extensive variety of risk management and income protection options.

It is our mission to serve clients with integrity because we know they rely on us to achieve a multitude of their financial goals. Contact your advisor for information and assistance regarding insurance policies and packages that can be customized to fit your needs and your budget.

 

 

Getting caught without insurance can be devastating. Get the insurance you, your family or your business needs to stay healthy and safe at prices you can afford.

When it comes down to it, not insuring your most valuable assets, your employees, can cost more than intelligently-priced group health insurance. Find out what your Ingram advisor can do for you.

Save for routine, necessary and emergency medical costs and earn tax-exempt interest while you do it. And when you reach retirement, you can withdraw the money for any reason.

Perfect for college students as they prepare to graduate and enter the workforce, STM insurance provides coverage for 30 days up to 6-12 months.

If you travel overseas for business or other reasons, it's likely that your current health insurance won't provide ample coverage. Travel Medical coverage is a great way to assure you're protected while you travel.

If you're 65 or older or have certain disabilities, you may qualify for Medicare. But Medicare won't cover all your costs. Talk to your advisor about cost-effective ways to fill gaps in Medicare and provide protection for all possibilities.

Whole, Universal, Term, Permanent what is the difference in these life insurance policies and which will provide the best coverage for you and your family? Your friendly advisor will make sense of it all, and structure a protective policy you can afford.

Nearly 20% of people over 65 will develop a chronic problem that makes independence difficult or impossible. Long-term care insurance can cover myriad outpatient services such as skilled in-home care, assisted living, nursing facilities and more. Ask your advisor about plans that will safeguard your care.

Annuities are attractive options for people, especially retirees, who seek tax-deferred interest/capital gains and/or a guaranteed monthly income for life. Annuities come with a variety of options. Talk to your advisor about which is right for you.

If you're unable to work due to illness or injury, disability insurance pays you a cash benefit up to 50% - 70% of your working income. While the benefit will be less than your paycheck, it helps cover your bills while you're on the road to recovery.