Wednesday,  January 7, 2009

Disability Insurance

Approximately 54 million Americans ( 1 in 5 ) have a disability. That represents 21% of the total population in the United States.
        (McNeill, J.M. 1997, American with Disabilities: 1994095 Bureau of the Census
        Current Population Report P70-61, Washington DC: US Department of Commerce)

20% of men and 18% of women ages 18-64 have some sort of disability.
        (US Census Bureau)

46% of all foreclosures on conventional mortgages are brought on by a disability. Approximately 2% are caused by death of the homeowner.
        (soundfinancialplan.com, from the MDRT)

Out of all the disabilities claims in the year 2000, 20.6% of them were due to mental illness.
        (Rehabilitation Services Resource Data, Fiscal Year 2000)

Have you ever said to yourself, "It won't happen to me"? Statistics show that some sort of a disability will occur to a large percentage of men and women. Have you ever sat down to evaluate how the loss of income due to a disability would affect you and your family? Let us assist you in ways to help meet those needs.